Income Tax

Jay and I did our income tax tonight. It is the first time that I have done my taxes as a self employed person. It was a little more complex, but we bought the Quicktax program from Costco last night and that made it quite simple. I am glad to say that I don't owe any income tax, however I do owe some CPP. I thought that contributing to CPP was optional. I figure if I save that money and put it away for my retirement, why bother paying into CPP which may not even be there by the time I am 65. But apparently you HAVE to pay it.... *sigh* It's not going to break the bank, but it is kind of annoying.